There are studies claiming travel helps seniors live longer lives. I believe this. Experiencing new cultures and exploring new places is food for the soul... but that soul food doesn't have to eat up your entire nest egg. Here are a few tips I found on IndependentTraveler.com that will help you save a few bucks.

Never be afraid to ask. Some discounts are not mentioned in the advertising, and some are more generous than others. For instance, while some hotels offer 5-10% off, Hyatt properties often discount up to 50% to travelers 62 plus.

Take advantage of AARP programs. Cruises, car rentals, vacation packages, and hotels are but a few examples, as well as activities and restaurants. You must be at least 50 years of age to join AARP.

Travel off peak. Traveling in fall or winter, especially to Europe, presents many benefits, including smaller price tags, cooler weather, and fewer crowds. If taking advantage of this, however, you will want to pack appropriately for the weather and work some indoor activities into your plans in case you run into chilling winds or rain. Also, you will need to check in advance the operating hours of attractions to avoid disappointments.

Take your time. The many hassles of flying can be avoided by taking the train or renting a car. What you probably have most of is time, right? Use this gift to take advantage of alternate routes of travel.

Travel with family or friends. Sharing a vacation rental instead of individual hotel rooms, or finding a group discount rate from a travel company can save big bucks.

Finally, protect your investment by purchasing travel insurance. This could save you a bundle if anything goes wrong while planning your trip, or if you become ill and cannot go. Many discounts are only offered with nonrefundable advance payment, which would be forfeited if cancelled. It is also important to have medical coverage while traveling out of the country.

Now go out and enjoy those senior years!