Boulder City Magazine® September 2010 Issue
by Ihla Crowley
Saving For A Vacation
Money is tight, don’t we all know it! But we all also like to go on a vacation once in awhile, right? Here are a few ideas you might use to save for the occasion.
Boulder City Magazine®
|Open a Dedicated Savings Account. This is a good way to fund your travels directly and methodically, rather than just using whatever is in your bank account when your travel date comes around. Consider ATM and online access to the account, to draw money directly, for booking, etc. This keeps you from mingling your regular accounts with your ‘trip money.’
Set Up Automatic Transfers. Once you have a dedicated account, you can set up an automatic transfer at a regular interval. If you have direct deposit of your paycheck, ask your employer if it can be split between accounts. That way you could have 5-10% go into your vacation account.
Let Smarty Pig Do It. You can do the whole thing online. Check out www.SmartyPig.com. You choose a savings goal when you set up the account, and SmartyPig keeps the transfers going until you reach your goal. And SmartyPig pays pretty good interest, to boot.
The Good Old Change Jar. If you’re the ‘money in the mattress’ type, preferring to deal with actual cash, consider putting the change you accumulate daily into a designated container. It only takes $1.37 a day to get to $500 a year. Two adults emptying their pockets into the bucket every day adds up even faster.
Liquidate Directly into a Travel Fund. Most of us have thoughts of getting rid of all sorts of stuff on eBay or craigslist, but never get around to it. This could be the motivation you’ve been waiting for. Start emptying out the garage, and those closets, and start filling up that dedicated savings account. Have a garage sale and put that money into the account, too.
Well, that should get you started. I’m sure you can probably come up with a few ideas of your own. The key is to just do it.
For more travel tips and fun tourist destinations, check out www.driftersister.com.
Catch the wind…
Taste the rain…
And touch all of your tomorrows…
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